Finance is a field that deals with the study of investments. It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainties and risks. Finance can also be defined as the science of money management. Market participants aim to price assets based on their risk level, fundamental value, and their expected rate of return. Finance can be broken into three sub-categories: public finance, corporate finance and personal finance.
European small and medium-sized enterprises (SMEs) are developing a more environment-friendly and energy-efficient way of treating sewage sludge. This will help solve the challenge of how to deal with growing levels of sewage sludge in the face of increasingly stringent environmental legislation.